Employee Benefits

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Protecting Your Team with Employee Benefits Insurance

In today’s workforce, employees expect more than just a paycheck—they expect protection, care, and support. That’s why offering Employee Benefits Insurance is no longer optional. It’s a strategic advantage that helps your business attract, retain, and engage top talent in Thailand.

At Lockton Wattana, we understand that a well-designed benefits plan can build loyalty and improve employee satisfaction. But more importantly, it reflects how much you value your people.

Why Choose Employee Benefits Insurance?

Choosing the right Employee Benefits Insurance plan is not just about ticking a box. It’s about creating a culture of care. As competition for skilled workers increases, benefits play a vital role in setting your company apart.

Moreover, employees are more likely to stay with a company that invests in their well-being. With the right plan, you can increase productivity, reduce turnover, and improve overall morale.

How We Help Your Business

Strategic benefit design
Benchmarking
Data capture and analysis
Projection of claims costs
Monitoring insurance markets
M&A due diligence and benefit harmonization
International programme coordination
Broking and placement
Tender process and procurement of insurance
Claims administration and handling
Analysis of employee health status
Linking employee health to business performance indicators

Expert Guidance Every Step of the Way

We don’t just deliver policies—we deliver ongoing support. From policy setup to claims management, our local team in Thailand ensures every part of your Employee Benefits Insurance plan runs smoothly.

In addition, we provide data-driven reports, help you stay compliant with Thai labor laws, and proactively adjust plans to align with employee expectations and economic changes.

What We Offer Through Our Employee Benefits Insurance Solutions

1. Group Medical Insurance

We offer end-to-end consultancy for group medical insurance programs, covering both in-patient and out-patient treatments due to illness or accidents. Our team works closely with you to develop a plan that fits your budget and objectives. With deep expertise in claims analytics, we help identify areas for cost improvement—so you get the most value from your premiums.

2. Group Life Insurance

Our group life insurance solutions provide 24/7 worldwide coverage for loss of life, whether from illness or accident. We collaborate with trusted insurers to design policies that deliver the highest sum insured at a competitive rate. Our goal is to align coverage with your team’s protection needs—both at work and beyond.

3. Group Personal Accidental Insurance

We help protect your employees from the unexpected. Our group personal accident insurance covers loss of life, dismemberment, or permanent disability due to accidents. We also offer extended coverage options—including additional causes of death or disability—ensuring your employees and their families are fully supported.

4. Flexible Benefits Insurance Program

Today’s workforce expects choice. That’s why we support clients with Flexible Benefits Programs—giving employees the freedom to select benefits that suit their lifestyles. We combine utilization data with employee preferences to design smart, budget-friendly plans. Our proprietary Flexi Benefits platform also makes implementation seamless and cost-efficient.

5. Business Travel Insurance

When your team travels for work, we make sure they’re covered. Our business travel insurance solutions come with a Master Open Policy, which covers both single and annual trips automatically. This takes the stress off your HR or executive assistants, giving you peace of mind every time your staff is on the move.

6. Expatriate Benefits

Your expatriate employees deserve global-standard protection. We arrange specialized medical plans for expats with flexible options—such as territory-specific or worldwide coverage, deductible ranges, and optional outpatient benefits. With coverage limits up to THB 80 million per year, your international team can feel secure and supported wherever they are.

7. Group Voluntary Benefits

We also help enhance your core plan with voluntary benefits that employees can choose to purchase for themselves or their families. These may include medical top-up insurance, group critical illness coverage, or other tailor-made options. It’s a great way to boost your employer brand while empowering your people with more choices.

Why Work with Lockton Wattana?

Our global resources and local expertise make us a trusted partner for businesses of all sizes. Whether you have a team of 10 or 1,000, we help you create a benefits strategy that delivers long-term value—for both your company and your people.

With Employee Benefits Insurance, you’re not just providing coverage. You’re creating peace of mind.