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Business Interruption (BI) / Consequential Loss

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Business Interruption / Consequential Loss (BI/Con Loss)

In the event of physical loss, companies that has to close down partially or completely while the premises are being repaired may lose out to competitors or simply lose profit. The income of your business may be just as important to you as your buildings, machinery and all other contents. You can safeguard the income lost following damage covered by Property All Risks Insurance by arranging suitable Business Interruption insurance.

Remember that a Property All Risks Policy only covers material damage to physical property, and would not cover consequential losses such as a reduction in your profit, an increase in costs, or provide cash to pay for normal ongoing expenses such as salaries and rent.

Our experience is that most business which suffer a fire or other serious calamity closedown permanently. This is an avoidable risk, and is why Business Interruption is such a vital form of cover.

Our Experts

Chutinan Kaewngamsaard
Department Manager – Business Development
icon-phone +66(0) 2635 5000 Ext.6501
social-icon-mail Chutinan@asia.lockton.com

Jongjit Dejudomvittaya
Senior Director – Multi-National Clients
icon-phone +66(0) 2635 5000 Ext.1003
social-icon-mail Jongjit@asia.lockton.com